Identifying Effective Factors on Using Service Oriented Achitecture in E-Banking

Abstract

One of the common problems of most banks in information technology  in banking area is the lack of software integrity and data banks. For integrating goals, various methods and technologies have been developed. Service oriented architecture (SOA) is among the state of art technologies. The most important goal of employing SOA in e-banking includes enhancing the re-usage level and flexibility of information services, flexibility of information technology in response to continuous business changes, standardization and integration of systems and IT infrastructures. In spite of this, unluckily, most banks experience failure in employing this technology. According to the recent surveys, one of the bank’s failure reasons, is the lack of a comprehensive framework which comprises all effective factors of this architecture. Thus, the goal of this paper is to detect and analyze the effective factors on service oriented architecture in e-banking and providing a comprehensive framework which encompass all factors. This conceptual framework is essential for banks in implementing SOA properly in e-banking area. In this research,  first, in this research  effective factors of using SOA was  detected by a case study,  then most repeated factors were classified. By using statistical software, e.g. SPSS, Excel, statistical tests, e.g. validity and reliability tests  and descriptive  statistical  tests were conducted and the most important factors were detected and a prioritized. As a result of this prioritization, the integration factor of systems had the most and organization features had the least significant effect on using SOA in e-banking.